• Min. Monthly Income


  • Interest Rate

    25.9% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee


Featured Highlights
  • Cash rebates up to 9% for everyday spending
  • 3-in-1 card with Credit, ATM and EZ-link capabilities
  • Tap and Pay feature ready


  • Up to 20.1% off on fuel with SPC


  • 5% cashback with Sheng Siong


  • 1% cashback on bills from SP Services
  • 1% cashback on bills and purchases with StarHub


  • 5% cashback on overseas spending


  • 14% rebate on online food delivery
  • 9% cash rebate on weekend dining
  • Earn 3% cash rebate on weekend dining
  • Get 1-for-1 deals and up to 50% off on your total bill at selected restaurants


  • Receive up to 5% cash rebate on your overseas spend
  • Up to 3% cash rebate from Watsons

Other Features

  • My preferred payment plan

Card Information

Annual Fee $38.52
Min. Monthly Income $2,500.00
Min. age for principal holder

21 and above

Min. age for supplementary holder

21 and above

Fee for supplementary holder S$19.26
Finance charges 25.9% p.a.
Goods & Services Tax (GST)

Inclusive in annual fee

Late payment charge

S$60 for balance above S$50

Cash advance amount

Up to 75% of your credit limit; ATM withdrawals up to S$3,000 a day

Cash advance charge

S$15 or 6% of withdrawal amount

Cash advance interest charge

28% per annum on cash advance amount

Cashback Limit

No Cashback Cap

Rewards points expiry


Product Review by iMoney Singapore

A Card To Fulfil Your Daily Needs

POSB Everyday Card is a card that you definitely need for your daily expenses. With this card, you can now get rid of a fat wallet because you are just going to use this all-in-one card as a credit card, EZ-Link Card and ATM card. POSB Everyday Card gives only cash rebates and this is what we love the most! Firstly, you will get up to 9% cash rebate on your dining bills everyday and everywhere! Aside from that, you will get 5% cashback when you charge your card in overseas. You will also get 5% cashback when you charge your groceries to this card at Sheng Siong. What’s more, receive up to 20.1% discount on fuel purchase at SPC. Besides, you will also get exclusive 3% cashback when you shop for beauty, health and personal care at any of the Watsons stores! This card even gives you 1% cashback on your utility bills from SP Services. Not only that, you will also get 1% cashback on StarHub mobile bills! Most importantly, you will get to earn 0.3% cashback on everything else on local spend!

Fees and Charges

To renew POSB Everyday Card, you will need to pay S$128.40 for main card; and S$64.20 for supplementary card. However, you will get to enjoy 1 year of annual fee waiver. If you fail to make minimum monthly payment by the due date, you will need to pay for interest of 24.90% per annum for outstanding balances, with minimum charge of S$2.50. Plus, you will also be charged for late payment of S$60. Minimum monthly payment is S$50, or 3%of your statement balance, whichever are higher, plus overdue amounts and amount exceeds credit limit. For withdrawing cash, you will be charged 6% of amount withdrawn, or S$15, whichever is higher.

Are You Eligible For POSB Everyday Card?

To be entitled for POSB Everyday Card, you must be age 21 and above, with minimum monthly income of S$2,500 (for Singaporeans) or S$3,750 (for foreigners). Minimum age for supplementary cardholder is 18 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as UOB Visa Signature Card and Citibank M1 Platinum Visa Card, which may match your requirements. If you prefer to broaden your credit card search, review more POSB credit cards and start comparing today!