• Min. Monthly Income

    $2,500.00

  • Interest Rate

    25.9% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee

    $192.60

Featured Highlights
  • 1X reward points for every S$1 spent
  • 3 years annual fee waiver
  • Get $120 cashback when you apply & spend
  • 1-for-1 Dining Promotions at selected restaurants with The Good Life
Shopping
7/10
Dining
8/10
Travel
8/10
Insurance / Health
7/10
Petrol
5/10

Shopping

  • Discount up to 20% with The Good Life® on retail and online spending
  • 1X reward points on every S$1 spent
  • Convert your retail transaction above S$500 into interest-free instalments

Dining

  • 1X reward points for every S$1 spent on dining
  • Up to 25% discounts on dining with The Good Life® programme
  • 1-for-1 Dining Promotions at selected restaurants with The Good Life

Travel

  • 1X reward points for every dollar spent on travel
  • 15% off best available rates at selected hotels
  • Download Grab apps & Get $5 off for each ride on the first 5 rides! (For NEW Grab users only, Promotion code is 'WELCOMESCB' )
  • Enjoy 20% cashback when you use Standard Chartered card to pay for your Grab! (with min. retail spending of $900 monthly, capped at $50 per customer)

Insurance / Health

  • 1X reward points for every S$1 spent on health and insurance
  • Up to 20% discount on spa & massages at selected merchants

Petrol

  • Up to 19.78% savings of fuel at Caltex

Other Features

  • Contactless payment function enabled
  • 360° Rewards
  • 0% interest instalment plan
  • EasyPay

Card Information

Annual Fee $192.60
Min. Monthly Income $2,500.00
Min. age for principal holder

21 to 65

Min. age for supplementary holder

18 and above

Fee for supplementary holder Free
Finance charges 25.9% p.a.
Goods & Services Tax (GST)

Inclusive in annual fee

Late payment charge

S$80

Cash advance amount

Up to 75% of your credit limit; ATM withdrawals up to S$3,000 a day

Cash advance charge

6% of withdrawal amount

Cash advance interest charge

S$15 plus 0.077% per day (whichever higher)

Cashback Limit

N/A

Rewards points expiry

N/A

Product Review by iMoney Singapore

Spend More To Earn More!

Standard Chartered Platinum Visa Card earns you 1X reward for every S$1 spent on insurance, dining, shopping, travel and entertainment. On top of that, you will earn up to 50% discount on selected stores with The Good Life® programme. Your reward points will last for 3 years and you can use the them to redeem anything you like from cash rewards to air miles! On top of that, you can also enjoy 1-for-1 Dining Privileges at selected restaurants with The Good Life too.

Fees and Charges

You will need to pay for S$192.60 per annum for renewing your principal card. However, 3 years annual fee waiver will be given to you. There is no annual fee for supplementary card. If you are paying your statement balances after the interest free grace period (22 days), you will need to pay for interest of 25.9% per annum. However, interest charge will be higher if you did not manage to make payment in full by the payment due date, it will be calculated on a daily basis of 0.077%. Minimum monthly payment has to be made by payment due date, it is computed as 1% of your statement balances or S$50, whichever is higher. Late payment charge will be S$80. If you withdraw cash from this card, you will have to pay for 6% of withdrawn amount, or S$15, whichever is higher.

Are You Eligible For The Standard Chartered Platinum Visa Credit Card?

To apply Standard Chartered Platinum Visa Card, you must be 21 years old and above, with minimum monthly income of S$2,500 (for Singaporeans and Singapore permanent residents) or S$5,000 (for foreigners), respectively. On the other hand, supplementary cardholder must be 18 years old and above.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Standard Chartered Manhattan World MasterCard and ANZ Platinum Visa Credit Card, which may match your requirements. If you prefer to broaden your credit card search, review more Standard Chartered credit cards and start comparing today!