• Min. Monthly Income


  • Interest Rate

    26.9% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee


Featured Highlights
  • 1 point for every S$1 spent
  • Offset Prudential insurance premiums with reward points
  • 2 years annual fee waiver
  • April Promotion: Earn 20% cashback when you pay for your Grab rides using Standard Chartered cards!
Insurance / Health

Insurance / Health

  • Offset insurance premiums with every 3,000 points
  • 1 point for every S$1 spent
  • Up to 50% off selected services at participating spa merchants


  • 1 point for every S$1 spent
  • Up to 30% off best available rates with selected hotels
  • Download Grab apps & Get $5 off for each ride on the first 5 rides! (For NEW Grab users only, Promotion code is 'WELCOMESCB' )
  • Enjoy 20% cashback when you use Standard Chartered card to pay for your Grab! (with min. retail spending of $900 monthly, capped at $50 per customer)


  • 1 point for every S$1 spent on dining
  • Up to 25% off dining with The Good Life programme


  • 1 point for every S$1 spent


  • 1 point for every S$1 spent

Other Features

  • 24-hour Visa Platinum Concierge
  • 0% interest Installment plan
  • EasyPay plan option

Card Information

Annual Fee $192.60
Min. Monthly Income $2,500.00
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder Free
Finance charges 25.9%
Goods & Services Tax (GST)

Inclusive in annual fee

Late payment charge


Cash advance amount

Up to 75% of your credit limit

Cash advance charge

6% of withdrawal amount

Cash advance interest charge

S$15 plus 0.077% per day (whichever higher)

Cashback Limit


Rewards points expiry

3 years

Product Review by iMoney Singapore

Enjoy Exclusive Rewards That Take Care of Your Insurance Premiums

Standard Chartered Prudential Platinum Credit Card rewards you when you plan for your family’s future with the Prudential Platinum Card. With this card, you will earn Rewards Point that will help to offset your insurance premiums with every 3,000 points. Standard Chartered is giving welcome gifts of up to S$138 cashback to new credit cardholders.

With this credit card, you’ll earn 1 point for every S$1 charged which can be utilized to offset your annual fee or to redeem great rewards. On top of that, you are able to convert your points to offset your Prudential insurance premium payments. Also, you can enjoy 2 years’ fee waiver and free-for-life supplementary cards when you apply today.

Fees and Charges

The annual fee is waived for the first 2 years and S$192.60 for the subsequent years whereas supplementary card is free for life. You may enjoy Standard Chartered Prudential Platinum Credit Card with personalised finance charges of 26.9% per annum. To avoid the late payment charge of S$80, minimum monthly payment is required to be made by the payment due date. For withdrawing cash, you will be charged for S$15, or 6% of cash advance amount, whichever is greater.

Is Standard Chartered Prudential Platinum Credit Card for You?

To be eligible to apply for the Standard Chartered Prudential Platinum Credit Card, you will need to be 21 years old and above with a minimum income of S$2,500 and for the supplementary card you will need to be 18 years old and above.

Searching for more options to choose from? Our credit card experts recommend you to check out other similar credit cards such as ANZ Optimum World MasterCard Credit Card and Citibank Cash Back Card, which may match your preferences. If you prefer to broaden your credit card search, review more Standard Chartered credit cards and start comparing today!