• Min. Monthly Income

    $2,500.00

  • Interest Rate

    25.9% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee

    $192.60

Featured Highlights
  • 3% Cashback on online shopping in foreign currency & all vPost spends
  • 2% Cashback on all local online spendings (inclusive mobile & contactless)
  • Earn up to S$60 Cashback every month with no min. spending requirements
  • Promotion: Earn 20% cashback when you pay for your Grab rides using Standard Chartered cards!
Shopping
9/10
Travel
8/10
Dining
7.5/10
Groceries
7/10
Utilities
6/10

Shopping

  • 3% Cashback on online merchants (in foreign currency)
  • 2% Cashback on all online spends (in local currency, including mobile & contactless transactions)
  • Complimentary parking at Sing Post (with a min spend of $50)

Travel

  • Enjoy 20% cashback when you use Standard Chartered card to pay for your Grab! (with min. retail spending of $900 monthly, capped at $50 per customer)
  • Download Grab & Get $5 off for each ride for first 5 rides! (For NEW Grab users only, Promotion code is 'WELCOMESCB' )
  • Up to 25% savings at Lock+Store

Dining

  • 1% Cashback on dining spends
  • 2% Cashback on mobile & contactless transactions for dining
  • 1-for-1 Dining Promotions at selected restaurants with The Good Life

Groceries

  • 1% Cashback on groceries spends
  • 2% Cashback on mobile & contactless transactions for groceries

Utilities

  • 3% Cashback on vPost spends

Other Features

  • Contactless payment function enabled
  • CardSafe Guarantee
  • EasyPay

Card Information

Annual Fee $192.60
Min. Monthly Income $2,500.00
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder Free
Finance charges 25.9% p.a.
Goods & Services Tax (GST)

Inclusive in annual fee

Late payment charge

S$80

Cash advance amount

Up to 75% of your credit limit; ATM withdrawals up to S$3,000 a day

Cash advance charge

6% of withdrawal amount

Cash advance interest charge

S$15 plus 0.077% per day (whichever higher)

Cashback Limit

S$60 a month

Rewards points expiry

N/A

Product Review by iMoney Singapore

Enjoy Amazing Cashback And Discounts!

With Standard Chartered SingPost Platinum Visa Credit Card, cardholder can enjoy up to S$720 cashback every year! Receive 3% cashback on purchases with online merchants in foreign currency, 3% cashback on vPost spends, 2% cashback on all local online spends including mobile and contactless transactions, and 1% cashback on all other spends without minimum spending requirement. Enjoy other privileges such as 1-for-1 Dining Promotions at selected restaurants with The Good Life and up to 19.78% savings when you pump your petrol with Caltex too.

Fees and Charges

Annual fee is waived for the first 2 years and $192.60 for the subsequent years. A finance charge of 25.9% will be charged for this credit card and for the exclusive reward points that you have collected will not expire at any time. Minimum monthly payment will be S$50, or 1% of your statement balances, whichever is higher. For any late payment, you will be charged for S$80. On the other hand, you will also be charged for withdrawing cash from this card, S$15, or 6% of withdrawn amount, whichever is higher. Cash back is capped at $60 per month.

Are You Eligible For The Standard Chartered SingPost Platinum Visa Credit Card?

To be eligible to own the Standard Chartered SingPost Platinum Visa Credit Card, you will need to be at least 21 years old with a minimum monthly income of S$2,500 and for the supplementary card, you will need to be at least 18 years old and above.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Standard Chartered Manhattan World MasterCard and CIMB Platinum MasterCard, which may match your requirements. If you prefer to broaden your credit card search, discover more Standard Chartered credit cards and start comparing today!