• Min. Monthly Income


  • Interest Rate

    26.9% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee


Featured Highlights
  • Welcome Offer: Get up to S$80 cashback when you apply!
  • Unlimited 1.5% cashback on all spend
  • 3% cashback for foreign currency spending
  • First 2 years annual fee waiver


Receive Up To S$80 Cashback When You Apply!

  • For new cardholders, receive S$80 cashback when you apply and activate your card
  • For existing cardholders, receive S$20 cashback when you apply & activate your card


  • 1.5% cashback on all dining spends locally
  • 1-for-1 Dining Privileges at Oscar’s, Conrad Centennial Singapore, The Courtyard, The Fullerton Hotel Singapore, The Line, Shangri-La Hotel, Singapore
  • 1-for-1 Dining Promotions at selected restaurants with The Good Life
  • Up to $2 off at Spinelli Coffee Company (On regular sized Latte, Americano, Cappuccino or Flat White)
  • Enjoy up to 50% off a la carte dining & selected buffets at The Fullerton Hotel Singapore & The Fullerton Bay Hotel Singapore


  • Unlimited 1.5% cashback on travel spends
  • Enjoy up to 20% off room price at Anantara Hotels, Resorts and Spas
  • Download Grab & Get $5 off for each ride for first 5 rides for (For NEW Grab users only, Promotion code is 'WELCOMESCB' )
  • Enjoy 20% cashback when you use Standard Chartered card to pay for your Grab! (with min. retail spending of $900 monthly, capped at $50 per customer )


  • 1.5% cashback on all shopping spends
  • Up to 20% off with The Good Life on retail and online spends


  • Get movie tickets for S$8.50 (Mon-Thu) and at S$11.00 (Fri-Sun) at Cathay Cineplexes


  • 1.5% cashback on all groceries spends

Other Features

  • Access to The Good Life® with great offers globally
  • Apple Pay, Andriod Pay and Samsung Pay ready
  • EZ-Link Facility enabled with auto top-up feature
  • Convert your purchase above $500 into a 6-months or 12-months installment plan with one time service fee using EasyPay

Card Information

Annual Fee $192.60
Min. Monthly Income $2,500.00
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder Free
Finance charges 26.9% p.a.
Goods & Services Tax (GST)

Inclusive in annual fee

Late payment charge


Cash advance amount

Up to 75% of your credit limit; ATM withdrawals up to S$3,000 a day

Cash advance charge

6% of withdrawal amount

Cash advance interest charge

S$15 plus 0.077% per day (whichever higher)

Cashback Limit


Rewards points expiry


Product Review by iMoney Singapore

Buy 1 and Get 1 Free Privileges All Day

With Standard Chartered Unlimited Cashback Credit Card, enjoy 1.5% Cash Back with no minimum spending and no cash back cap. This card also has EZ-Link feature which can be used to pay your public transport. Cardholder can also enjoy 1-for-1 exclusive privileges from Oscar’s, Conrad Centennial Singapore, The Courtyard, The Fullerton Hotel Singapore, The Line, Shangri-La Hotel, Singapore and many more. Enjoy complimentary parking with a minimum spend of $100 per day in a single receipt at TANG PLAZA, valid from Saturdays to Mondays. On top of that, EasyPay feature enable you to convert a transaction of more than $500 into a 6-months or 12-months installment plan with one time service fee only. Get up to 15% cashback on your Grab rides when you pay using Standard Chartered Cards!

Fees and Charges

The annual fee is free for the first 2 years and S$192.60 for the subsequent years. You may enjoy Standard Chartered Unlimited Cashback Credit Card with personalised finance charges. Effective Interest Rate ("EIR") is 26.9% per annum (minimum), if payment is not made in full by the due date, finance charges will be calculated on a daily basis at 0.071% from the respective transaction dates for all the transactions to the date the payment is received.

Are You Eligible For The Standard Chartered Unlimited Cashback Credit Card?

To be eligible to apply for the Standard Chartered Unlimited Cashback Credit Card, you will need to be 21 years old and above with a minimum income of S$2,500.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Standard Chartered SingPost Platinum Visa Credit Card and HSBC Visa Platinum Credit Card, which may match your requirements. If you prefer to broaden your credit card search, review more Standard Chartered credit cards and start comparing today!