• Min. Monthly Income


  • Interest Rate

    25.9% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee


Featured Highlights
  • Up to 8% rebate at Cold Storage, Market Place, Jasons, Giant and Guardian
  • Up to 3% rebate on contactless transactions and recurring bills
  • Apply online & receive S$80 cash credit


  • 8% rebate at Cold Storage, Market Place, Jasons, Guardian and Giant
  • 10% off over 4,000 house brands at Cold Storage, Giant and Guardian
  • Exclusive promotions at Cold Storage, Market Place, Giant and Guardian throughout the year


  • Up to 24% savings on petrol with SPC
  • Up to 20.8% fuel savings with Shell


  • Exclusive dining privileges at selected restaurants including hotels


  • Up to 3% rebate for recurring bills (Singtel, M1, Starhub, Pacnet, Prudential Insurance, United Overseas Insurance (UOI), Town Councils, and SPH newspaper bills)


  • Up to 10% SMART$ rebate at over 400 participating outlets
  • Up to 3% rebate on all contactless transactions

Other Features

  • 0.3% rebate on all other spendings
  • First year annual fee waived
  • Free first supplementary card

Card Information

Annual Fee $85.60
Min. Monthly Income $2,500.00
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder S$53.50
Finance charges 25.9% p.a.
Goods & Services Tax (GST)

Inclusive in annual fee

Late payment charge


Cash advance amount

Up to 75% of your credit limit; ATM withdrawals up to S$3,000 a day

Cash advance charge

S$15 or 6% of withdrawal amount

Cash advance interest charge

28% per annum on cash advance amount

Cashback Limit

S$50 a month

Rewards points expiry


Product Review by iMoney Singapore

The Must-have Card for Groceries Shopper

Enjoy up to 8% rebate at Cold Storage, Market Place, Jasons, Giant and Guardian with UOB Delight Card. On top of that, take 10% off on house brand products at the above quoted merchants too. Apart from groceries, there will also be 3% rebate on all contactless transactions & selected recurring bills.

Spend at least S$800 a month to receive 8% rebate on transactions at Cold Storage, Market Place, Jasons, Giant and Guardian. However, if S$800 minimum spend is not met, 3% rebate will still apply with total spend of S$400. If all of the above are not met, cardmembers will only get 0.3% rebate on the total spend for the month.

Fees and Charges

Annual fee for principal card and supplementary card is S$85.60 and S$53.50 respectively, waived for the first year. First supplementary card will be free. Interest rate of 25.9% p.a. will be charged on outstanding balance with a late payment charge of S$90 if no minimum payment was made by the due date. Minimum payment will be 3% of outstanding balance or S$50, whichever higher. Cash advance fee will be the higher of S$15 or 6% of the amount withdrawn, accompanied with a finance charge of 28% p.a. On the withdrawal amount.

Are You Eligible For The UOB Delight Credit Card

Local applicants will need a minimum S$2,500 of monthly income. Foreign applicants will need a minimum monthly income of at least S$3,333. Primary applicant must be at least 21 years of age while supplementary applicant must be 18 years old and above.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as UOB Visa Signature Card and Bank of China Family Rebate Card, which may match your requirements. If you prefer to broaden your credit card search, review more UOB credit cards and start comparing today!