• Min. Monthly Income


  • Interest Rate

    25.9% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee


Featured Highlights
  • 5X UNI$ on your shopping and taxi rides
  • UOB Lady's LuxePay Plan with no interest or processing fee
  • Complimentary weekend parking at selected malls in town


  • 5X UNI$ for every $5 spent on your shopping
  • UOB Lady's LuxePay Plan (6 or 12-month instalment payment plan with no interest or processing fees)
  • Free e-commerce protection for online purchases
  • Up to 10% SMART$ rebate at over 400 participating outlets


  • 5X UNI$ for every $5 on your taxi rides
  • Enjoy discounts and Privileges at JetQuay Quayside
  • Free weekend parking at 313@somerset, Forum the Shopping Mall, Paragon and Scotts Square


  • Complimentary bottle of wine when you dine with your friends in Singapore, Hong Kong and China
  • Kids dine for free at participating restaurants at InterContinental Hotels and Resorts across Asia Pacific


  • Earn SMART$ rebate on daily essential from Cold Storage, Market Place, Jasons, Giant & Guardian.


  • Up to 20% fuel savings at Shell and SPC

Other Features

  • Masterpass ready

Card Information

Annual Fee $192.60
Min. Monthly Income $2,500.00
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder S$96.30
Finance charges 25.9% p.a.
Goods & Services Tax (GST)

Inclusive in annual fee

Late payment charge


Cash advance amount

Up to 75% of your credit limit; ATM withdrawals up to S$3,000 a day

Cash advance charge

S$15 or 6% of withdrawal amount

Cash advance interest charge

28% per annum on cash advance amount

Cashback Limit


Rewards points expiry


Product Review by iMoney Singapore

Ladies ONLY!

UOB Lady’s Card is the best card for ladies, receive 5X UNI$ for for every $5 spent on shopping when you head for your retail therapy. Take advantage of LuxePay Plan, buy your favourite designer brand now and pay later across 6 or 12 months with zero cost. Enjoy 5X UNI$ on taxi rides, or complimentary parking fro 2 hours at participating malls. Whether you'd like to hit the shops by driving on your own or taking a cab, you'll still be well taken care of.

UOB Lady's Card is not just for self-pampering - it is also for families. Kids get to enjoy a complimentary meal with every paying adult at selected restaurant at InterContinental Hotels & Resorts across Asia Pacific. Earn 2% SMART$ rebate on groceries at Cold Storage, Giant, Jasons and Market Place, use the rebate to offset your next purchase at all participating merchants.

Fees and Charges

Annual fee for principal card is S$192.60, and S$96.30 for supplementary card. The interest rate of 25.9% per annum will be charged if cardholder fails to make a minimum payment. Minimum monthly payment is 3% of current balance or S$50 (whichever higher). Late payment charge is S$60 if no minimum payment is received before due date. Cash advance charge is S$15 or 6% of withdrawal amount, whichever is higher.

Are You Eligible For The UOB Lady's Card?

It's exclusively for ladies with minimum monthly income for Singaporeans and permanent residents is S$2,500, foreigners will need S$3,333. Cardholders must be 21 years old for principal cardholder and at least 18 years old for supplementary.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as UOB Preferred Platinum Visa Card and DBS Woman World MasterCard, which may match your requirements. If you prefer to broaden your credit card search, review more UOB credit cards and start comparing today!