• Interest Rate (p.a)


  • Loan Type


  • Loan Rate Type


  • Lock in Period

    5 years

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Loan Tenure (years)
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Whats so great about DBS HDB?

    Product Review by iMoney

    DBS Singapore

    DBS is a Singapore based bank, with a strong presence throughout the region. It is Singapore’s market leader in banking, with over four million customers. DBS also owns and runs POSB bank.

    Global Finance has identified DBS as the safest bank in Asia for four consecutive years, since 2009. With over 200 branches across 15 markets, the bank has a strong capital position, as well as "AA-" and "Aa1" credit ratings that are among the highest in the Asia-Pacific region.

    DBS HDB Home Loan

    DBS usually offers customization for HDB home loans where borrowers can enjoy fixed rates from two to four years, continued by a floating rate. There are options of choosing lock-in or no lock-in period with a 3-month SIBOR rate.

    Borrowers can also choose a Mortgage Rate Protector plan, which imposes a cap on how high their interest rates can rise.

    Use our online application services and one of our experienced brokers will guide you through the application process.

    DBS's Fees & Charges

    Fees and Charges

    • - Change of Insurer for fire insurance : S$200
    • - Loan statement : S$50
    • - Title deed for fully repaid loans : S$500
    • - Late Payment Charges : Prime lending rate+5%

    How to Pay Your DBS HDB Home Loan?

    DBS Bank ATMs: Transfer funds from your DBS Bank Savings or Current accounts to make your payment at DBS Bank branches.

    Express Payment machine: Make a check or cash deposit at DBS Bank branches.

    Phone Banking: Issue instructions to have your bank account deducted to pay for your home loan with your T-PIN.

    Who Can Apply For DBS HDB Home Loan?

  • Singaporean citizens and permanent residents.
  • Foreigners who are residing and working in Singapore.
  • Malaysians that are looking to invest in properties in Singapore.
  • If you are looking for HDB home loans offered by other banks in the Singapore, you may also consider:

    Standard Chartered HDB Housing Loan
  • As Singapore’s Best Consumer Internet Bank 2011, borrowers are able to get 1 month SIBOR-flexi loan that is fast in-principal approval with flexible repayment schemes. Now you can put all your eggs in one basket (your salary, savings, current and mortgage accounts) with Standard Chartered without any hesitation as it will ease your money management.

  • HSBC HDB Home Loan
  • You only need to pay SIBOR+1.25% p.a. for the first 3 years with HSBC HDB Housing Loan,. HSBC allows you to choose between having lock-in or no lock-in period. In addition, you can either choose 1-month SIBOR or 3-month SIBOR rate. You can now link your HDB home loan account with current account by using SmartMortgage by HSBC. Consequently, you can reduce the interest payments on your HDB property loan by offsetting interest earned on your current account.

  • You can also take a look at the full line-up of HDB property loan Singapore listed on our website and choose which is the right one for you.

    Utilise iMoney’s HDB home loan calculator to estimate your monthly repayments. If you are interested in taking out a DBS HDB home loan, Click the apply button and fill in a simple application form and you will be attended by experienced mortgage consultants.