• Interest Rate (p.a)

    1.65%

  • Loan Type

    HDB

  • Loan Rate Type

    Variable

  • Lock in Period

    2 years

Loan calculator
Loan amount

S$

Loan Tenure (years)
Interest Rate (p.a)

1.65%

Monthly Repayment

S$2,114

Whats so great about Standard Chartered Bank HDB?

    Product Review by iMoney

    Is Standard Chartered HDB Home Loan Right For You?

    Standard Chartered won Global Finance’s award for Singapore’s Best Consumer Internet Bank 2011. Their customers are able to apply for credit cards at a click of a button and their innovative online banking system also allows customers to make payments for Visa or MasterCard bills from any bank through their system. Let us now take a detailed look at their suite of home loan products

    Standard Chartered HDB Home Loan

    Standard Chartered offers a 1 month SIBOR-flexi loan that is fast in-principal approval with flexible repayment schemes. You can choose to increase your monthly repayments every year, allowing you to save on interest as your income grows.

    It is designed to be a one-stop shop that puts your savings, salary, current and mortgage accounts all under one roof for more efficient money management. Your remaining deposits will enjoy an interest rate of 0.25% p.a.

    The total interest on your deposits will then go towards repaying the interest liability on your mortgage and any extra will help in reducing your outstanding loan principal.

    Standard Chartered's Fees & Charges

    Fees and Charges

    • - Change of Insurer for fire insurance : S$200
    • - Loan statement : S$50
    • - Title deed for fully repaid loans : S$500
    • - Late Payment Charges : Prime lending rate+5%

    How to Pay Your Standard Chartered Bank Mortgage?

    Standard Chartered Bank ATMs: Transfer funds from your Standard Chartered Bank Savings or Current accounts to make your payment at Standard Chartered Bank branches.

    Express Payment machine: Make a check or cash deposit at Standard Chartered Bank branches.

    Phone Banking: Issue instructions to have your bank account deducted to pay for your home loan with your T-PIN.

    Who Can Apply For Standard Chartered HDB Home Loan?

  • Singaporean citizens and permanent residents.
  • Foreigners who are residing and working in Singapore.
  • Malaysians that are looking to invest in properties in Singapore.
  • UOB HDB Home Loan
  • Being tied with to 2 years’ lock period, UOB HDB Mortgage Loan offers the lowest floating interest rate in Internal Board Rate Package 2. The UOB HDB housing loan is specially designed for those who are keen to sell their HDB property after 2 years as the interest rate will increase after the 2nd year.

  • OCBC 1M SIBOR HDB Home Loan
  • OCBC Bank offers low interest from as low as 1.31% and allows you to loan up until S$600,000 with loan tenure of up to 35 years. Best features from OCBC HDB Mortgage loan are number of IBR and SIBOR packages as well as low minimum loan amount.

  • You can also take a look at the full line-up of HDB property loan Singapore listed on our website and choose which is the right one for you.

    Utilise iMoney’s HDB home loan calculator to estimate your monthly repayments. If you are interested in taking out a Standard Chartered HDB home loan, Click the apply button and fill in a simple application form and you will be attended by experienced mortgage consultants