• Interest Rate (p.a)


  • Loan Type


  • Loan Rate Type


  • Lock in Period


Loan calculator
Loan amount


Loan Tenure (years)
Product Type
Interest Rate (p.a)


Monthly Repayment


Whats so great about DBS Home Loan?
  • Overdraft facilities available
  • IBR and SIBOR rate Packages

Product Features

Minimum Loan Amount S$100,000
Loan Tenure 5 years - 30 years
Suitable for Completed/Uncompleted Private and HDB home loans and Refinancing

Fees & Charges

Charge of Insurer for fire insurance S$200
Loan statement S$50
Title deed for fully repaid loans S$500
Late payment charges Prime lending rate + 5%


Citizenship Status Singaporean, Permanent Residents, Foreigners who are residing and working in Singapore, Malaysians that are looking to invest in properties in Singapore.

Product Review by iMoney

DBS Singapore

DBS is a Singapore based bank, with a strong presence throughout the region. It is Singapore’s market leader in banking, with over four million customers.

Global Finance has identified DBS as the safest bank in Asia for four consecutive years, since 2009. With over 200 branches across 15 markets, the bank has a strong capital position, as well as "AA-" and "Aa1" credit ratings that are among the highest in the Asia-Pacific region.

DBS Home Loan

DBS usually offers customization for home loans where borrowers can enjoy fixed rates from two to four years, continued by a floating rate. There are options of choosing lock-in or no lock-in period with a 3-month SIBOR rate.

Borrowers can also choose a Mortgage Rate Protector plan, which imposes a cap on how high their interest rates can rise.

Use our online application services and one of our experienced brokers will guide you through the application process.