Interest Rate


Monthly Repayment


1. I want to borrow
2. For how long
3. Other Products
  • IBR and SIBOR rate Packages
  • Overdraft facilities available
Terms and Condition: 
  • Minimum loan amount : S$ 100,000
  • Loan Tenure : Minimum 5 yrs and Maximum 30 yrs
  • Suitable for : Completed/Uncompleted Private and HDB home loans and Refinancing
  • DBS Singapore

    DBS is a Singapore based bank, with a strong presence throughout the region. It is Singapore’s market leader in banking, with over four million customers. DBS also owns and runs POSB bank.

    Global Finance has identified DBS as the safest bank in Asia for four consecutive years, since 2009. With over 200 branches across 15 markets, the bank has a strong capital position, as well as "AA-" and "Aa1" credit ratings that are among the highest in the Asia-Pacific region.

    DBS Home Loan

    DBS usually offers customization for home loans where borrowers can enjoy fixed rates from two to four years, continued by a floating rate. There are options of choosing lock-in or no lock-in period with a 3-month SIBOR rate.

    Borrowers can also choose a Mortgage Rate Protector plan, which imposes a cap on how high their interest rates can rise.

    Use our online application services and one of our experienced brokers will guide you through the application process.

    DBS's Fees&Charges

    Fees and Charges

    • - Change of Insurer for fire insurance : S$200
    • - Loan statement : S$50
    • - Title deed for fully repaid loans : S$500
    • - Late Payment Charges : Prime lending rate+5%

    How to Pay Your DBS Home Loan?

    DBS Bank ATMs: Transfer funds from your DBS Bank Savings or Current accounts to make your payment at DBS Bank branches.

    Express Payment machine: Make a check or cash deposit at DBS Bank branches.

    Phone Banking: Issue instructions to have your bank account deducted to pay for your home loan with your T-PIN.

    Who Can Apply For DBS Home Loan?

  • Singaporean citizens and permanent residents.
  • Foreigners who are residing and working in Singapore.
  • Malaysians that are looking to invest in properties in Singapore.
  • If you are looking for home loans offered by other banks in the Singapore, you may also consider:

    HSBC Housing Loan

  • With HSBC Property Loan, you will pay SIBOR+1.25% p.a. for the first 3 years. HSBC allows you to choose between having lock-in or no lock-in period. Besides, you are able to opt for 1-month SIBOR or 3-month SIBOR rate. By using SmartMortgage by HSBC, you can link your home loan account with current account. Thus, you can decrease the interest payments on your housing loan by offsetting interest earned on your current account.

  • Standard Chartered Home Loan
  • Standard Chartered is well-known for fast in-principal approval with flexible repayment schemes. You can opt to increase your monthly repayments every year, enabling you to save on interest as your salary grows.

  • Browse our full line-up of mortgage loan Singapore listed on our website and choose which is the right one for you.

    Utilise iMoney’s home loan calculator to estimate your monthly repayments. If you are interested in taking out a DBS home loan, Click the apply button and fill in a simple application form and you will be attended by experienced mortgage consultants.

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