• Interest rate (p.a.)

    4.50% - 4.50%

  • Loan Tenure

    1 - 5 years

  • Approval Duration

    Up to 10 working days

  • Min. monthly income


Loan calculator
Loan amount
Loan tenure
Monthly salaryRM0
Interest rate (p.a)


Monthly Repayment


Total Interest PayableS$0
Total Amount PayableS$0
What's so great about CIMB Cashlite?
  • Borrow up to 80% of your granted credit limit and stretch your tenure up to 5 years
  • Flat rate starts from 4.50% per annum

Product Features

Min. financing amountS$1,000
Max.financing amount Up to 80% of granted credit limit
Min. loan tenure1
Max. loan tenure5
Interest rateFlat rate starts from 4.50% p.a.
Approval durationUp to 10 working days
Debt consolidationYes

Fees & Charges

One time set up
Processing feeN/A
Stamp dutyN/A
Annual feeN/A
Early settlementS$250 or 3% of outstanding principal, whichever higher
Late payment chargesS$80


Age requirementAge 21 - 60
Employment eligibilitySingaporean citizens and permanent residents working and residing in Singapore. Singapore citizens working in Malaysia will be considered
Min. salary requirementS$2,500 gross per month
Guarantor / Collateral requirementN/A

Other Requirements

Need to open linked banked account?No
Other detailsLinked with CIMB Credit Cards

Product Review byiMoney

CIMB CashLite - FAQ

What is the maximum amount you can borrow?

The maximum loan amount will be up to a maximum of 80% of your available credit limit.

The catch?

Applicant must be between 21 to 60 years old to be eligible for the loan. He/She must not exceed the age of 60 at the end of the loan tenure.

Only Singapore citizens and Singapore permanent residents, residing and working in Singapore, earning SGD 30,000 per annum are eligible.

How long will the application take and what documentations are required?

Upon completing an application with iMoney, you may expect a call from the respected bank within 3 business days.

Thereafter, CIMB will process your application from 7 to 14 business days

You are required to furnish the following documents for your loan application:

    Employee of non-MNC or private limited company:
  • Photocopy of NRIC (both sides)
  • Proof of Income:
    • • Salaried Employee:
    • Latest Computerized Payslip OR
    • CPF Contribution Statement for past 12 months OR
    • Latest Income Tax Notice of Assessment (NOA)
    Self-employed applicants:
    Photocopy of NRIC (both sides)
  • Proof of Income:

  • 1) Income Tax Notices of Assessment (NOA) for past 2 years
  • Any other documents as may be requested by the Bank at its sole discretion
    Applicants earning commission:
    Photocopy of NRIC (both sides)
    • Proof of Income:
    • Variable Income/Commission Based Earner:

    • 1) Latest 6 months Computerised Payslip OR
      2) CPF Contribution Statement for past 12 months OR
      3) Latest Income Tax Notice of Assessment (NOA)

      Please note that approved CIMB CashLite applicants who are not existing CIMB Credit Cardmembers will receive a CIMB Credit Card which is required to stay open for the full loan tenure:
    • Applicants with annual income of SGD 30,000 and above are entitled to receive a CIMB PLATINUM MasterCard
    • Applicants with annual income of SGD 120,000 and above are entitled to receive a CIMB WORLD MasterCard

    Can you apply if you have a bad CCRIS/ CTOS/ Credit Record?

    Applicants are required to settle all overdue payments before applying. It is also advised to continue repaying the existing loan(s) on time, for the subsequent three months, before reapplying.

    If you are looking for personal loans offered by other banks in the Singapore, you may also consider:

    Citibank Ready Credit PayLite Loan
  • The personal loan rate for Citibank Ready Credit PayLite starts from 4.83% p.a. It has a maximum tenure of 5 years. To apply for this personal loan, applicant’s minimum monthly income required should be S$2,500. Citibank allow applicants to enjoy this personal loan with an option of 15-days loan return option and a fast loan approval within 1 hour.

  • DBS Cashline Instalment Loan
  • With a minimum monthly income requirement of just S$1,667, DBS Cashline Instalment loan is one of the most attractive option for applicants to get extra cash for anything and anytime. With a starting interest rate of 15.59% per annum, applicants can enjoy the loan amount of up to 4X of monthly income.

  • Looking for more choices? You can also take a look at the full line-up of Personal Loans listed on our website and choose which is the right one for you.